Sunday, January 15, 2017

Getting my life together

I'm pretty proud of the steps I've taken these last few weeks to get my life together.  That's saying a lot since I've been asleep before 9pm every single day.  I don't even have all of my 14 students yet.

The biggest step is that I applied for a loan to work on my credit card debt.  During the worst part of my depression, I did a lot of online shopping.  A. Lot.  Like Seriously.  A. LOT.  I racked up some pretty bad debt.  I opened new credit cards to work on paying down the balance with low APR for transfers, but funny enough, when you don't stop spending, the balances only go up.  So I found a loan that had a lower interest rate on my two highest credit cards.  I shredded my cards awhile ago and I've still definitely slipped, my spending on ridiculous things has gotten MUCH better.  The only thing I plan to put on any cards this year is a trip to see a friend in the Caribbean.  They're only going to be there for two years and I know I'll regret it if I don't go, money or not.  Anyway, the loan lowers my payments and my interest over the payoff, so I feel good about this decision.

The little things I've done the last few weeks are following Apartment Therapy's January Cure.  It's a month of "assignments" that help clean and organize your apartment.  It's done in little steps so you/I don't get overwhelmed by the ginormous task of this cleaning and organization.  I really like it.  I don't do much during the week, but then I catch up on the weekend.  I actually could do more during the week, but getting back into the swing of work was harder than I expected, so I spent most of this last week being exhausted and sleeping when I was actually home.  I would say that this next week will be a little better, but I should have 13/14 students, so probably not right away.

I also signed up for Acorns, which seems to be a simple investing app.  That's all I got about that right now.

In food news, I ordered a week of Marley Spoon.  The first meal I had (lemongrass rice with shrimp and something else) was amazing.  The second, I made today, was kale and sausage soup, like a zuppa I think.  Delicious.  A lot of the recipes don't look as good to me as Blue Apron, but that could be because I'm used to Blue Apron.  Marley Spoon does pack almost all the meals separately, so you don't have to organize it yourself, but they don't label each thing.  That's fine mostly until I come across something I have never used before (lemongrass) and don't totally know what it is.  There's always google though.

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